Michael Frakes Creekside Mortgage, Inc. Vancouver Wa

Michael Frakes is a licensed loan specialist with Creekside Mortgage, Inc. in Washington State - serving Washington, Oregon and Idaho.........Buying or refinancing a home is one of the most important financial decisions you'll ever make and this should only be a positive experience!......You will immediately feel at ease and know you're in excellent hands from your first contact with Michael Frakes. His expertise, dedication and integrity assures you of a loan that is structured to best serve your financial needs. His free consultation is simple and may be completed over the phone. You will have all your questions answered in a friendly, straightforward way. There is no cost to you and no obligation at any point! ..........Creekside Mortgage is not just "Operators standing by" who do not answer all your questions, do not fully understand the loan process or worse turn over your valuable loan information to someone else to work on. ..........We are dedicated professionals with over 60 years of combined expertise. Experience and integrity matter at Creekside Mortgage. Our processing is efficient, trustworthy and professional. ..........Loans are fixed rate loans with solid banks. Michael does not charge you for discount points to buy the rate down or use A.R.M. loans. He believes in keeping you and everyone involved in the loan process up to date - this provides for quick, stress-free closings! He is always available for your call, including nights and weekends. .........There are excellent loan options; VA / VA IRRRL (Streamline) / FHA / Conventional / New home / Refinance; Lower rate - Cash out - Home Equity - Consolidate debt - Remodel. You will learn what is best for your financial portfolio. ..........Are you a Veteran? Please call me and find out about the great benefits you have earned! A VA loan is the best loan for a Veteran! Not everyone will tell you this, as many lenders do not understand the VA process and will not even provide a VA loan as an option. This is not fair to Veterans! So please choose who you work with carefully so you don't miss out on this valuable asset that serves you well for the life of your loan. ..........Here are a few details: VA loans; 0 down - No PMI - Fast VA IRRRL loans to simply and quickly lower your current rate. These are fixed loans and not A.R.M. (Adjustable Rate Mortgage) loans. You do not pay mortgage insurance with VA loans which saves you up to a couple hundred a month- Seller pays closing costs - and if you have as little as a 10% service related disability, you will save thousands as there is no VA Funding fee charged. I appreciate your service, I am a Veteran as well! and Creekside Mortgage is Veteran Owned and Operated since 1992! We are set up to easily process loans a distance away from us. We securily Federal Express overnight to get documents to you, paying for delivery and return and that usually takes care of the information needed to process the loan.. We can arrange for the closing to be near your home or even at your home if you are rural, at no cost to you! Pre-approval can be completed over the phone. You may also apply on-line. Look for Creekside Mortgage, Inc. on Facebook, you will find valuable loan information, resources for Veterans and learn more about who we are and what we do. Please read what my clients say on the Testimonials page..........Thank you for your time - I look forward to meeting you! Michael NMLS 71539 Please call: Michael: Direct 360.567.3768 Cell: 360-904-8729 mike@creeksidem.com mike@valoanspecialist.com