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Your Home Buying or Refinancing Experience Should be a Positive One!

 My name is Michael Frakes - I am a Loan Specialist at Creekside Mortgage Inc.  in Vancouver, WA., licensed for Washington, Oregon and Idaho. 

I dedicate myself to providing you with only the highest quality of service. Our company of 14 professionals has  over 80 years of combined loan experience to easily handle every type of loan scenario.

At Creekside Mortgage, we belive that expertise, dedication and intregity matter! Unlike other advertisments you see, hear or read, we are not "Operators standing by", who can not answer your questions, or worse - pass on your valuable loan information to someone else to work on. We together work for you and with you every step of the way.

    Your house payment is a financial tool that should benefit you. I specialize in structuring the correct loan right from the beginning - analyzing income and expenses to provide the best financial option for you.  Questions about refinancing? I go over it with you in simple language. If it's best for you to stay in your current loan, then I will be the first to tell you!  Whether your buying or refinacing a home, there is no cost or obligation - just straightforward information - all of which can easily be completed over the phone. And I do not charge discount points to buy the rate down or use A.R.M. loans. The programs I work are 30 year fixed rate loans with solid banks.

 I am available after hours to work with your schedule or answer any additional questions.  I keep you and everyone involved in the loan process informed every step of the way to provide for a quick,stress-free closing!

Mike@Creekside.com   

 Veteran's, use the great benefits you have worked so hard to earn! Here are some of the reasons why a VA loan is the best loan available for Veterans:
 Purchase - Zero down  / No monthly mortgage insurance payment / Seller pays closing costs / 100% financing / VA Streamline - which lowers your rate quickly and easily / As little as a 10% VA disability will save you thousands on your loan. 

Please note;

It's of utmost importance to work with a lender who fully understands and explains the VA loan process.  Many lenders don't offer VA loans or are unfamiliar with them - causing you to miss out on the best loan available. It's not fair for Veterans to miss out on the great loan benefits they have earned!     

  I  love the ocean! I service both the Oregon Coast  and  Washington Coast.  I have family on Washington's  Long Beach Peninsula and always look foward to spending time at the beach. I would love to help you live there! 
I have you covered at the beach.

Find Creekside on Facebook! You will learn valuable loan information, read about resources for Veterans and get to know Creekside Mortgage.  And please take a look at my testimonial page to read what my clients say. I promise the same service they write about to you.

Thank you for your time, I look forward to meeting you!

       Your Home Specialist        

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